12 Months | Kings Car Insurance

When Is It Required To Uptake Short Term Car Insurance?

October 24, 2009 By lukeking

Short term car insurance is described as a temporary insurance which provides coverage to car driver in case of any unexpected mishap. Typically, the insurance coverage is for minimum 1 day to at most 6 months, and usually has restricted claims. It is important to have your car covered for getting adequate assistance in case any damage is caused to the vehicle. The insurance company is able to refund the car or pay for renovation costs.

It is imperative to acquire short term car insurance for the following circumstances :

When conducting short visits and you need to self-drive, it is advisable that you insure the car even if it is in the short term. This way, any compensation need by the car owner would then be given by the car insuring company.

Some insurance companies require that the insurance provided against a car be only valid when the regular driver is using the car. This might be the case for officially owned cars. To allow for an additional person to drive the car, it is necessary to obtain a short term car insurance cover. The same case is applicable in the event of lending or borrowing from a colleague.

When a car is newly purchase, it will typically be uncovered against any insurance policy unless and until any earlier arrangement is undertaken. In between of the time when the car is not insured with long term car insurance, the car owner can preferably opt for short term car insurance.

Short term car insurance covers do not negate the need to adhere to traffic rules. Besides the car being of road worthy, the driver must meet the minimum requirements expected of any driver.

Therefore, any driver purchasing short term car insurance must be above age of the majority as in most countries, this is above 18 years of age. The driver must posse a valid driving license. It may be required the driver must have held the license for a period of no less than 6 to 12 months.

Short term car insurance provides much convenience to drivers or car owners who do not need long term covers. It is also applicable to those who do not need comprehensive car insurance. But the greatest benefit of short term car insurance is that they are much cheaper.

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Quick Quotes From AIB Car Insurance

September 24, 2009 By lukeking

AIB Car Insurance Company offers a huge array of benefits with their insurance plan for drivers of all ages. Included in their excellent customer service is a feature on their internet site which allows a individual receive a “quick quote.” In under two minutes. If you desire a policy from their internet site, you attain an immediate 10% discount on your coverage.

The advantages given by AIB car insurance are too many to name, but a number include immediate 24-hour aid if people find people want aid or a question answered at any day. In addition, there is 24-hour roadside help and unlimited heop given if drivers have a temporary problem with your car. All of the towing drivers of AIB vehicle insurance are sent as soon as the help line is called and appear with the correct tools or aid that you desire.

If drivers find that you want to have your vehicle taken to a shop and have to stay in an unknown location 24-hours, the people at AIB auto insurance will assist you to secure accommodations and give you a ride to the local motel. If you want to call a family friend that you are detained, the friendly personnel of AIB auto insurance will make the contact for you and assure your family and friends that you are safe and provide them a place where you can be reached.

With AIB car insurance, if your car is totaled in an accident within 12 months of purchase, the policy will pay for the replacement of your vehicle. In addition, if your glass is chipped, your policy will allot money for replacement of the glass and if the damage is too great for you to motor for replacement a assistant will help to you to make sure that the auto is repaired well.

AIB auto insurance also offers a yearly repayment plan for your insurance premiums. If you want, your charges can be deducted using the direct debit payment plan so that you will not have to come up with a large payment when you may not be prepared to do so. By starting this option with AIB car insurance you don’t even have to worry about your insurance or when the fees are due, you will always be covered.

An added motivation for attaining and keeping AIB car insurance policy is the fact that there are many discounts attainable over the course of your partnership with the group. There is a 20% good driver discount offered for people with no penalty points and a 10% good driver discount provided for people with two penalty points. Too, there are AIB Insurance mark downs provided when you have multiple insurance plans with the AIB Insurance Company. Go on the AIB Insurance website today and find the lowest premium for you!

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Temporary Car Insurance – Want to Know More?

September 1, 2009 By lukeking

Temp car insurance is growing in popularity. More and more people are finding it to be a cheap, easy way of covering themselves for a short period of time.

Owning a car can be very useful, for some people it might even be a necessity. However, the insurance is expensive and once you have decided on a cover provider you are tied into a contract for a year. For some people this might be better than any alternative as once it is sorted they don’t have to think about it again for the next 12 months. But what do you do if you want to share the driving on holiday or insure a car for a day so you can drive it home from the dealership? This is where Temp Car Insurance comes in.

Although it is not offered by every car insurance company, temp car insurance is becoming more and more popular. It offers a cheap and flexible way to insure a driver for any amount of time between a day and six months. You don’t have to obligate yourself for a whole year and can drive away the same day you set up the policy. All three types of cover available with normal car insurance policies can be purchased as temp insurance. The former is the most basic, while fully comprehensive cover is pretty self-explanatory. Just like annual vehicle cover, you get to decide the level of excess you want and can apply for breakdown cover too. Just like normal car insurance, you can travel to Europe using temp car insurance policies. If you want to go away, you only have to arrange the policy with the provider and you will be covered immediately.

Temp car insurance is also useful for students who need to borrow their parents’ cars during the holiday. As they are not living with their parents for half the year, it would not be cost-effective to cover them with an annual policy. Short-term car insurance is also great if you have an emergency as you are covered the same day you arrange the policy.

Temp car insurance has helped out millions of people so far and is a great, flexible way of ensuring that you are protected.

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Injury Claims Cause Car Insurance Premiums to Soar

August 8, 2009 By Tom Luke

Statistics from the Department of Transport have provided welcome news to motorists with road casualties down by eight per cent compared to the previous 12 months. Yet despite this, the AA British Insurance Premium Index reports that there has been a 3.5 per cent rise in the average cost of a comprehensive car insurance premium during the April-June 2009 quarter.

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Finding A Short Term Car Insurance Deal Online

June 22, 2009 By lukeking

Many of us have found ourselves in the position of needing insurance protection for a car for a short period of time. Until the last couple of years, it was actually very difficult to get a temporary car insurance deal as the major providers only had offerings for 10 to 12 months.

Fortunately, there are now many specialist insurers with specific products available online tailored to individuals needs, whether it be short term car insurance, over 50 life insurance or even specialist cover for events and entertainment. There are now policies available that will protect you from as little as 1 day up to a month. This allows a quick and easy solution to getting covered at short notice with no need to worry when you have finished using the vehicle. A few years back the only option would have probably been to take out a one year policy and then have to cancel this when you no longer need the cover. The main downside here was not only the inconvenienence of having to cancel the cover but also the admin fees incurred.

The internet is a great platform to compare the different providers now offering temp cover as you can quickly see the various deals on offer and get instant quotes from many companies. Using a price comparison website will help as quotes from many different insurers can be viewed by just submitting your details once.

It's important to not just automatically choose the quote with the lowest price without checking the small print and terms and conditions. It is also worth taking note if the insurance can cover additional drivers on a short term basis. Many companies give you the option to insure an additional driver, on your vehicle, separately. The advantage of this is you will probably not lose your no claims bonus should an incident happen, which may occur if you just add an extra named driver to your existing insurance policy.

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